Loan Modifications

iLoanMods.com has the knowledge and ability to lower your rate of interest and/or lengthen the terms of your loan which would result in lower payments that you can afford through our loss mitigation, financing and credit repair solutions. If your current loan is locked for the long-term, you could save yourself thousands of dollars in the long run with our loan modification services. Just to give you an idea, if an average loan is for 30 years and you save $500 a month on your payment, you would save $180,000 over the course of the loan.

Repayment Plans- If you have already missed payments on your mortgage and have incurred a short-term financial hardship then a repayment plan is a good option to help you get back on your feet. A payment plan through your lender might also be an option which your specialist will consider as well. Repayment plans will only be considered after your financial situation has been reviewed. In order to qualify for such a loan, all applicants must show that they can afford this plan.

Partial Claims- If you are 120 to 355 days past due you may be eligible for partial claims. A second mortgage or subordinate mortgage payment may occur as the result of partial payment which would be between you and the secretary of housing urban development. After the first mortgage is paid, you will be required to start making payments on the second mortgage. The partial claim can be for no more than 12 months of past due payments and is interest-free.

Special Forbearance- There are two types of special forbearance.

Type 1: A request for a special forbearance will be considered for submission if you have had a short term financial hardship and your loan is 90 to 365 days past due. A regular payment plan would not allow for as much relief as a special forbearance is designed for. A 12 to 18 month repayment period can result as of a typical approval.

Type 2: Employment situations can be utilized for forbearance as well whereby the promise of future employment is present.

Credit Repair

Highly trained credit repair specialists can improve you score on an average of 50 points with results in as little as 30-45 days. A 75% success rate of deletion/fix includes one on one credit coaching, negotiation and debt settlement services. You will receive the highest probability of improving your credit score with proven effective techniques of iLoanMods.com and its affiliates. The best part about it is the money back guarantee for credit repair. If your credit score doesn't improve by a measurably amount in the time promised then you will receive a full refund of the credit repair costs and services.

Financing for Down Payments

We've partnered with payday loans to help you get the money you need to invest in a loan modification if you don't currently have it. The qualifications are minimal and many people can easily get a cash advance that will enable them to start the loan modification process. No credit check is required, you get your approval within minutes and cash deposited overnight directly.

Some programs also require that you have been employed at your current job for at least four months. No faxing is required for those that qualify and your information is always secure and confidential. We recommend putting as much money as you can up front, but if you need a loan for any of our services and meet these qualifications apply here and pay the loan back as soon as you can:

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